Tuesday, September 25, 2007

Harishchandra Gadh Trek...A memorable experience! (part-1)

Today I want to share with you all my friends, one of the most thrilling and the most adventurous experinces i had enjoyed recently.I had been on an overnight fun-filled trek to Harishchandra Gadh on the border of AhmedNagar in Maharashtra.It was so much fun there that i was in a different world for those 2 days(22-23 Sep 2007),completely isolated from the hustle-bustles of this typical Mumbai city life!(There was no network coverage for mobile so literally i was far far away from Mumbai's reach!)

My journey started early morning on saturday.I met Swapnil and Aditya (My NSEInfotech Friends) to reach Kalyan where one more friend Mayuresh met us and we took an S.T. Bus for Khubi Naka which was supposed to go via Malshejghat route.The journey was two and half hours long and comfortable.We had two vadapavs and some chocolates enroute.We reached naka and had to wait for the Pune guys to come and pick us up from there.We had some time so decided to take a stroll in nearby green area.

It was a nice open place with Rice fields,a lake and lot of grass and shrubs around.I started enjoying nature from this spot only!

Cliked many nice pics,saw a few interesting things like Crabs,their little hole-homes,reflection of mountains in the lake,a new type of continuously chirping bird etc.

The best thing was Mayuresh saw a 1-1.5 meter long Black Cobra!I was completely excited and thrilled having heard that!I wished i were there with him too when he saw this snake!

We returned,had some chai-nasta and were sitting there in a small hotel like place and lo!There was another snake in front of us!Although this was not as long and scary as Mayuresh had seen,my wish came true to see this reptile!It was a small snake which was moving slowly so that we all could see it very clearly!But i had put my camera-batteries for charging up and by the time i removed my digicam and got it ready,the snake vanished into nearby shrubs.Some more time we waited there chatting,having light snacks and Pune gang turned up!We joined them cheerfully.They also greeted us warmly even though none of them knew us.They were singing some very nice marathi songs in the bus which i thoroughly enjoyed!I also sang a hindi number and in a short span of time the starting point of our Greatest Trek came!It was a small village called 'Khireshwar'.

We spent some time at a small hotel like place enjoying the cool climate and formal introduction session was followed by the lunch of Rice and 'Pithala'(yellow coloured Dal like maharashtrian Dish) and Green chilly chutney!It was delicious!

When we had arrived at the hotel ,weather was clean and dry but as soon as we finished our lunch, Clouds came literally on the ground to take us with them on the nearby mountains where we were supposed to trek for the next 10 hours or so!The change in weather was so beautiful that i can't describe it in words!Finally we started our Trek to Harishchandra Gadh at around 4 PM with lot of enthusiasm and along with our host - the clouds!

(Read the exciting Trek details and details of the breath-taking adventurous experiences with more pictures in my next Blog...till then ciao!!!)

Wednesday, September 19, 2007

About Sensex, Share Market and Trading/Investment...

Everybody is talking about Share market boom and Sensex today!Stock indices like Sensex(BSE) and Nifty(NSE) are reaching new and new peaks every few months...(Yes! not every few years ...It's every few months!)(and I feel months will be replaced by days when India becomes a super-power nation which also seems very much likely in 10-20 years time looking at the current Economic and GDP growth rate!)Sensex was in four figures some five years ago (in 3000's-4000's) and now it is in five figures!(It has crossed all time High - 16000 mark just today! What a day today to write the Blog on this topic!!!)Consider all these facts and still if you don't know anything about shares and stock markets then it is high time for you to start learning about it and come into action mode!Otherwise you will really miss out the greatest opportunity of making money smartly,wisely and within short time.

People fear stock markets because they say it is Gamble. Right. It is a type of gamble.There are sitting big players who keep playing in the markets all day and all seasons.They shake the market.But if you have learnt your lessons of how to INVEST in stock markets they can not affect you negatively.They can only help you multiply your money in shortest possible time!This is also a fact.So it is a risky business.But remember high risk-High Gain is the mantra!So if you take your steps with precaution and with knowledge and enthusiasm and not out of just intuition or desparation, you would surely earn handsomely...

There are a few basic rules of dealing in Stock marekts.I am 100% sure , if you follow these rules correctly, nobody can prevent you from earning very high money in shortest possible time.

Rule number 1 : Never never never indulge in Day-Trading (Buying in the morning and selling back in the afternoon) (Only one exception to this rule is when you achieve your target on the same day.) Always go for longterm Investment.

Rule number 2 : Always invest with a Target in mind.And strictly sell the shares when your target is achieved.Many people never sell their shares in hope that the stock will rise more and more and more.Many times your target price is reached and then the stock will start falling again and then the price may go even below the price at which you originally bought.Keep your self updated about the stocks you have invested in and sell them when your target is reached.Even though the price of the shares rises and rises more after you have sold them, you don't regret your decision.You have already reached your target! So be content and happy!There will be plenty of other good shares where you can reinvest your money.

Rule number 3 : Always invest in the good stocks.See the history prices of the stock you are interested in.Don't go by someone's tip.Do your homework well before investing.

Rule number 4 : Never buy a stock when it is trading at its year high / All time High value. That is the time when you should actually sell it. If you have money and you madly want to invest them anyhow look for the stocks which are trading at their year low values but are fundamentally strong stocks. (This does not mean you should by any stocks being traded at year low/all time low price)

Rule number 5 : Buy the stocks when they are ex-their price after Bonus issue or stock split. (When bonus is issued 1:2 that is one bonus share for every two shares held and the price of the stock is 30 Rs before bonus then Ex-bonus price would be aprrox 20 Rs. Similarly if a stock splits in Rs 1 from Rs. 10 then its price will fall ten times Ex-Split. that is if a stock is trading at 1000/- Rs. it will be 100/- Rs. Ex split.) This is the right time to buy. Infact most of the stocks will go down further below this Ex-price. So you may buy some at Ex-price and some more when it further falls. (For ex. recently price of Unitech shares was approx. 500 before bonus and Ex-price was approx 250 - after 1:1 bonus - so one could have bought it at that level. After this Ex-price it further fell to 232-233 levels where one could have bought some more shares of Unitech. and immediately after that the price rose to 280-290 levels , due to the announcement of Unitech to be included in Nifty Index)

Rule number 6 : When market crashes and Sensex falls by some 400-600 points (Nifty falling by 130-200 points) blindly buy very good stocks (may be the ones included in Sensex and Nifty indices)

Rule number 7 : If you have purchased a good company shares and after you purchased them the price starts falling (which most of the times will happen!), please don't loose the courage and sell them.Hold them.Try to buy more of them when the price goes very low and average out the price.The price will certainly go above the level at which you had bought.You should have lot of patience.

Rule number 8 : Once you start investing, keep your self abreast of the news about that company as well as overall sector and market movements.

Rule number 9 : Buy or sell in parts if you are not confident or have doubts about the market's future.When markets fall heavily, i suggested you to buy in Rule number 6, but one never knows when the market will stabilize,once it starts falling.So you may be tempted to wait for longer so that market falls further and you can buy the stocks at yet cheaper prices, but suddenly market starts rising again and you may never find the right price to buy!So when markets fall heavily, buy half or 1/3rd of the actual quantity you wish to buy.And buy the remaining, if markets further fall.But if markets start rising again suddenly then at least you have half or 1/3rd you bought to earn the profits...Same funda you can apply for selling.

Rule number 10 : Be patient. Have faith in God and stock markets and keep your fingers crossed!

All the Best and Happy Investing and earning huge money...!!!

(Note : If you have any queries reagarding some terms in the blog, please feel free to write/talk to me.)

Sunday, September 9, 2007

Let's keep our Mumbai Clean and Healthy...

We all should do something in our own way to preserve nature around us.If we try to be little more aware and careful towards our surroundings, that would also be a contribution in helping preserve our Mother Earth and its environment.

I always feel sad when i see people spitting anywhere on the road while walking or travelling.People also recklessly throw garbage anywhere on the road,at public places or in the train practically everywhere possible! This irritates and irates me.I always make faces when i catch a person doing so.In the train also if i see a person throwing paper or garbage anywhere i show the expression of discomfort and try to make that person feel guilty.I strongly feel the urge to persuade him not to do it again at a public place or in open.I feel like asking -"Do you throw garabge in your own home anywhere like this?".If he/she would say "No!" then I would ask-"Then why here so?" (and if he/she replies "Yes" then I would say "Shame on you! itna bada/badi hoke itna nahi sikha kachra kaha fenkna chahiye?!").But this is all i just feel! I wish God gives me courage to actually speak my mind in public!

If I go on a long journey or picnic or on tour then i carry a Big Sack or Bag with me and request people to throw any garbage in that bag only or hand it over to me.I tell them,"I don't mind accepting garbage from anybody so please give it in my hands and i will do the needful. But please please don't litter the place and throw the stuff here and there." People in India have a wrong notion that they can throw litter/garbage from moving train anywhere.Who is going to benefit by keeping railway tracks clean anyway?But it is wrong.If they throw plastic material out of a running train ,it does not get destroyed due to its non-recycling property and harm environment badly.

Do we all realize the consequences of spitting and throwin garbage anywhere in open/public place?It can spread epidemic.It can nurture the growth of rats,cockroaches and other such rodents which spreads dieseases and increases health related issues.It can portray a dirty image of our city/state/country in other cities/states/countries.

We should all behave responsibly.Not only we should ourselves try to keep our city as clean as possible but also stop people doing the wrong.If we ourselves stop and make other stop spitting on the roads/throwing garbage any where on the road/out of running train/at public places that bit would also be equivalent to a great help in order to make our city/country a better place to live!

So lets all make an effort to keep our Mumbai Clean and Healthy!